Insure Your Students’ Personal Property

If a students’ personal property is stolen or damaged in their residence hall room, it can cost the student a lot of money, time and frustration to replace.  With this in mind, the University recommends that students insure their personal property.  Such personal property may be covered under their parent's/guardian's homeowners' insurance but should be checked and verified in writing by the Homeowner's insurance representative.  Alternatively, personal property insurance can be purchased from several national commercial carriers that provide insurance tailored for university students living in residence halls nationwide.  Annual premiums generally range from $55 to $300, depending on the type of coverage.  Two such carriers are:

National Student Services, Inc. (www.nssinc.com) and
College Student Insurance (www.collegestudentinsurance.com). 

The George Washington University does not endorse any insurance company and is not responsible for loss of or damage to the personal property brought into the residence halls by the students or their invitees.  It is the students’responsibility to protect their own personal property.  Students interested in pursuing such insurance should contact the insurance company directly for additional information.
 
If you have any questions regarding the insurance of property, please contact the Office of Risk Management at 202-994-3265 or via email at risk@gwu.edu.